Workers Compensation
WHAT IS WORKERS COMPENSATION?
Workers’ compensation provides medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill as a result of their job. It also helps protect employers from potential damages that could harm a business based on workers’ comp claims. It is important to note that workers compensation does not cover negligence of an employee.
NEED HELP?
WHO NEEDS WORKERS’ COMPENSATION INSURANCE?
- Construction Employers who have 1 or more employees, including any non-exempt business owners
- Non-Construction Employers who have 4 or more employees including any non-exempt business owners
- Agriculture – when there are 6 regular employees and/or 12 seasonal workers who work more than 30 days during a season, but no more than a total of 45 days in a calendar year
Exemptions are available to business owners who opt out of the insurance coverage protections for themselves and who meet the requirements for an exemption.
- The purpose of filing an exemption is for an officer of a corporation or member of a limited liability company to exclude themselves from the workers’ compensation laws. Upon issuance of a Certificate of Election to be Exempt, the officer or member is not an employee and may not recover workers’ compensation benefits.
If you have additional questions or inquiries, you may visit The Division of Workers Compensation in the state of Florida for more details and up to date information https://www.myfloridacfo.com/division/wc/ . You can also contact Client Care Insurance for a quote or additional information.
OTHER BUSINESS PRODUCTS
GENERAL LIABILITY
COMMERCIAL PROPERTY INSURANCE
WORKERS COMPENSATION
BUSINESS OWNER POLICY (BOP)
PROFESSIONAL LIABILITY
Others
With over 21 years of experience in the insurance industry, we are very proud to help our clients in our community with the right coverage for them.
Contact us:
info@clientcareinsurance.com
Facebook Posts
HOW TO TELL IF YOU NEED NEW TIRES?
With this easy test, a penny can buy you peace of mind when it comes to your tires and safety.
Place a penny head first into several tread grooves across the tire. If you always see the top of Lincoln’s head, your treads are shallow and worn. If this is the case, your tires need to be replaced.
If part of Lincoln’s head is always covered by the tread, you have more than 2/32 of an inch of tread depth remaining. This means you probably don’t need new tires.
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Paycheck Protection Program 🤝⠀
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KEY TAKEAWAYS⠀
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A third round of Paycheck Protection Program (PPP) loans was authorized by the passage of H.R. 133: Consolidated Appropriations Act, 2021 into law Dec. 27, 2020.⠀
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First-time PPP loans are available for the lesser of $10 million or 2.5 times your average monthly payroll.⠀
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Second-draw loans up to $2 million are available for businesses that have used funds in their Round 1 or Round 2 loan.⠀
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100% of your loan could be forgiven if you follow guidelines.⠀
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Paycheck Protection Program 🤝⠀
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- An SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis.⠀
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- Notice: Paycheck Protection Program resumes January 11, 2021 at 9am ET⠀
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6 Safety Tips for Driving Safely With Dogs⠀
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- Know the Laws of Driving With a Dog⠀
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- Train or Prepare for Fearful or Carsick Canines⠀
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- Always Carry Some Food and Water⠀
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- Keep Your Dog Safely in the Back⠀
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- Take a Break Every Few Hours⠀
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- Avoid Locking Your Dog in the Car⠀
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Monday Motivation #FelizLunes✊🏻
#businessinsuranceorlando ⠀
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