WHAT IS INDEX UNIVERSAL LIFE INSURANCE?
Indexed Universal life (IULs) is a type of universal life policy. The universal portion means that premiums are flexible and the components of the life insurance policy can be altered throughout the contract.
Why an IUL?
Indexed universal life insurance provides death benefit protection and the opportunity to build money inside your policy called cash value. Even if these indexes drop, you are still safe with a guaranteed minimum interest rate.
Money inside your policy grows income tax-deferred in fixed and indexed strategies
Death benefit protection.
Greater growth potential than traditional universal life.
NO Negative Index:
Guaranteed not to have a negative index crediting rate even in a down market.
Flexibility in how you want to pay premiums.
Other Life Insurances:
With over 21 years of experience in the insurance industry, we are very proud to help our clients in our community with the right coverage for them.