General Liability
What is general liability insurance?
A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts. Most businesses require some form of general liability insurance to protect company assets and sign important contracts.
What is covered?
This policy covers responsibility associated to the property of a business, operations and products of which damage was caused by design, and the installation or malfunctions. This insurance also responds in cases of legal claims for damages to third parties including expenses for attorneys’ fees, court costs or any loss of profits. Examples:
- Property damage lawsuits: For example, say you rent the building of a restaurant and the kitchen goes on fire and destroys half the restaurant. The landlord then sues you for $200,000 worth of damages. A general liability policy will help cover the costs associated to the damages.
- A slip and fall incident: For example, say a customer slips and falls in your store after you mopped the floor and breaks a leg. The customer then sues you for $120,000 of their medical costs. A general liability policy will help cover costs associated with this bodily injury.
- A product liability incident: For example, say you own a hair salon and sell hair products. A customer purchases one of your shampoos and in result suffers an allergic reaction and has to miss a week of work. The customer then blames the shampoo for the illness and sues you for lost wages. A general liability policy can typically cover the legal expenses associated with product liability
- An advertising lawsuit: For example, say you and your team created a new advertisement campaign on your website. Once it’s launched to the public, a few days later a company sues you $215,000 for copyright infringement. A general liability insurance will help cover any of these costs.
Although general liability isn’t always required, it is highly recommended to purchase in order to avoid any unexpected incidents. It’s better to have a peace of mind that your business is protected than to not be properly insured and have unexpected expenses and be in a financial burden from future lawsuits.
Other BUSINESS Products:
GENERAL LIABILITY
COMMERCIAL PROPERTY INSURANCE
WORKERS COMPENSATION
BUSINESS OWNER POLICY (BOP)
PROFESSIONAL LIABILITY
Others
With over 21 years of experience in the insurance industry, we are very proud to help our clients in our community with the right coverage for them.
Contact us:
info@clientcareinsurance.com
Facebook Posts
1- Shop smart. When looking for insurance, your No. 1 priority should be to find adequate coverage.
2- Look for discounts. Once you evaluate your coverage needs, factor in your budget and find ways to save.
3- Fill in the gaps. An average policy will cover the basics, but you may need to add extra coverage to meet your unique needs.
4- Purchase life insurance—you aren’t too young. Life insurance is essential, no matter how young or old you are. And for millennials, buying now may be a smart move because it’s cheaper to buy a life insurance policy when you’re young and healthy
5- Talk to an independent agent. An independent insurance agent is an essential resource when purchasing insurance—especially if this is your first time.
⠀
#businessinsuranceorlando ⠀
#clientcareinsurance #healthinsuranceorlando #lifeinsuranceagentflorida #orlandoinsurance #Insuranceflorida #insuranceproblemsorlando #insurancealternative #insuranceestimates #InsuranceLeads #InsuranceBroker #insuranceplans #insurancebrokerage #insuranceadjuster #insurancebanker #segurosorlando #insuranceclass #InsuranceSalesAgent #insurancewomen #insurancevsinvestment #InsuranceHumor #insurancecarriers #InsuranceRecruiting #insurancereview
Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that #martinlutherkingjr 🙏
⠀
⠀
#businessinsuranceorlando ⠀
#clientcareinsurance #healthinsuranceorlando #lifeinsuranceagentflorida #orlandoinsurance #insuranceflorida #insuranceproblemsorlando #insurancealternative #insuranceestimates #insuranceleads #insurancebroker #InsurancePlans #insurancebrokerage #insuranceadjuster #insurancebanker #segurosorlando #insuranceclass #insurancesalesagent #insurancewomen #insurancevsinvestment #insurancehumor #insurancecarriers #InsuranceRecruiting #Insurancereview
HOW TO TELL IF YOU NEED NEW TIRES?
With this easy test, a penny can buy you peace of mind when it comes to your tires and safety.
Place a penny head first into several tread grooves across the tire. If you always see the top of Lincoln’s head, your treads are shallow and worn. If this is the case, your tires need to be replaced.
If part of Lincoln’s head is always covered by the tread, you have more than 2/32 of an inch of tread depth remaining. This means you probably don’t need new tires.
⠀
#businessinsuranceorlando ⠀
#clientcareinsurance #healthinsuranceorlando #lifeinsuranceagentflorida #orlandoinsurance #Insuranceflorida #insuranceproblemsorlando #insurancealternative #insuranceestimates #InsuranceLeads #InsuranceBroker #insuranceplans #insurancebrokerage #insuranceadjuster #insurancebanker #segurosorlando #insuranceclass #InsuranceSalesAgent #insurancewomen #insurancevsinvestment #InsuranceHumor #insurancecarriers #InsuranceRecruiting #insurancereview
Paycheck Protection Program 🤝⠀
⠀
KEY TAKEAWAYS⠀
⠀
A third round of Paycheck Protection Program (PPP) loans was authorized by the passage of H.R. 133: Consolidated Appropriations Act, 2021 into law Dec. 27, 2020.⠀
⠀
First-time PPP loans are available for the lesser of $10 million or 2.5 times your average monthly payroll.⠀
⠀
Second-draw loans up to $2 million are available for businesses that have used funds in their Round 1 or Round 2 loan.⠀
⠀
100% of your loan could be forgiven if you follow guidelines.⠀
⠀
⠀
#businessinsuranceorlando ⠀
#clientcareinsurance #healthinsuranceorlando #lifeinsuranceagentflorida #orlandoinsurance #insuranceflorida #insuranceproblemsorlando #insurancealternative #insuranceestimates #insuranceleads #insurancebroker #InsurancePlans #insurancebrokerage #insuranceadjuster #insurancebanker #segurosorlando #insuranceclass #insurancesalesagent #insurancewomen #insurancevsinvestment #insurancehumor #insurancecarriers #InsuranceRecruiting #Insurancereview
Paycheck Protection Program 🤝⠀
⠀
- An SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis.⠀
⠀
- Notice: Paycheck Protection Program resumes January 11, 2021 at 9am ET⠀
⠀
#businessinsuranceorlando ⠀
#clientcareinsurance #healthinsuranceorlando #lifeinsuranceagentflorida #orlandoinsurance #insuranceflorida #insuranceproblemsorlando #insurancealternative #insuranceestimates #insuranceleads #insurancebroker #InsurancePlans #insurancebrokerage #insuranceadjuster #insurancebanker #segurosorlando #insuranceclass #insurancesalesagent #insurancewomen #insurancevsinvestment #insurancehumor #insurancecarriers #InsuranceRecruiting #Insurancereview