General Liability

What is general liability insurance?

A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts. Most businesses require some form of general liability insurance to protect company assets and sign important contracts.

What is covered?

This policy covers responsibility associated to the property of a business, operations and products of which damage was caused by design, and the installation or malfunctions. This insurance also responds in cases of legal claims for damages to third parties including expenses for attorneys’ fees, court costs or any loss of profits. Examples:

  • Property damage lawsuits: For example, say you rent the building of a restaurant and the kitchen goes on fire and destroys half the restaurant. The landlord then sues you for $200,000 worth of damages. A general liability policy will help cover the costs associated to the damages.
  • A slip and fall incident: For example, say a customer slips and falls in your store after you mopped the floor and breaks a leg. The customer then sues you for $120,000 of their medical costs. A general liability policy will help cover costs associated with this bodily injury.
  • A product liability incident: For example, say you own a hair salon and sell hair products. A customer purchases one of your shampoos and in result suffers an allergic reaction and has to miss a week of work. The customer then blames the shampoo for the illness and sues you for lost wages. A general liability policy can typically cover the legal expenses associated with product liability
  • An advertising lawsuit: For example, say you and your team created a new advertisement campaign on your website. Once it’s launched to the public, a few days later a company sues you $215,000 for copyright infringement. A general liability insurance will help cover any of these costs.

Although general liability isn’t always required, it is highly recommended to purchase in order to avoid any unexpected incidents. It’s better to have a peace of mind that your business is protected than to not be properly insured and have unexpected expenses and be in a financial burden from future lawsuits.

Other BUSINESS Products:

GENERAL LIABILITY

COMMERCIAL PROPERTY INSURANCE

WORKERS COMPENSATION

BUSINESS OWNER POLICY (BOP)

PROFESSIONAL LIABILITY

Others

With over 21 years of experience in the insurance industry, we are very proud to help our clients in our community with the right coverage for them.

Call us:

1. 844. 556. 8483

Contact us:

info@clientcareinsurance.com

𝐀𝐬𝐤 𝐚𝐛𝐨𝐮𝐭 𝐃𝐞𝐧𝐭𝐚𝐥 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞, 𝐬𝐨𝐦𝐞𝐭𝐢𝐦𝐞𝐬 𝐜𝐚𝐥𝐥𝐞𝐝 𝐚 𝐝𝐞𝐧𝐭𝐚𝐥 𝐩𝐥𝐚𝐧, 𝐢𝐬 𝐚 𝐟𝐨𝐫𝐦 𝐨𝐟 𝐡𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐝𝐞𝐬𝐢𝐠𝐧𝐞𝐝 𝐭𝐨 𝐩𝐚𝐲 𝐚 𝐩𝐨𝐫𝐭𝐢𝐨𝐧 𝐨𝐟 𝐭𝐡𝐞 𝐜𝐨𝐬𝐭𝐬 𝐚𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐞𝐝 𝐰𝐢𝐭𝐡 𝐝𝐞𝐧𝐭𝐚𝐥 𝐜𝐚𝐫𝐞.#dental #dentalinsurance #dentalinsurance #dentalplan #dentalinsurancebenefits #dentalcare #prevention #preventativehealth ... See MoreSee Less
View on Facebook
𝐇𝐨𝐦𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐚 𝐡𝐨𝐦𝐞𝐨𝐰𝐧𝐞𝐫𝐬 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐨𝐥𝐢𝐜𝐲 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐬 𝐲𝐨𝐮 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐥𝐲 𝐰𝐡𝐞𝐧 𝐮𝐧𝐟𝐨𝐫𝐞𝐬𝐞𝐞𝐧 𝐭𝐡𝐢𝐧𝐠𝐬 𝐡𝐚𝐩𝐩𝐞𝐧 𝐭𝐨 𝐲𝐨𝐮𝐫 𝐡𝐨𝐦𝐞.☑️ 𝐅𝐢𝐫𝐞𝐬, 𝐋𝐢𝐠𝐡𝐭𝐧𝐢𝐧𝐠, 𝐚𝐧𝐝 𝐖𝐢𝐧𝐝 ☑️ 𝐄𝐱𝐩𝐥𝐨𝐬𝐢𝐨𝐧𝐬☑️ 𝐂𝐫𝐚𝐬𝐡𝐢𝐧𝐠 𝐢𝐧𝐭𝐨 𝐲𝐨𝐮𝐫 𝐇𝐨𝐦𝐞☑️ 𝐓𝐡𝐞𝐟𝐭 𝐨𝐫 𝐕𝐚𝐧𝐝𝐚𝐥𝐢𝐬𝐦 ☑️ 𝐅𝐚𝐥𝐥𝐢𝐧𝐠 𝐎𝐛𝐣𝐞𝐜𝐭𝐬#insuranceagent #insurance #homeinsurance #homeinsurancequote #insurancepolicy #insurancebroker #orlandoinsurance #Orlandoinsuranceagency #bilingual #insurancelife ... See MoreSee Less
View on Facebook
Beyond selling, we want to educate you on the variety of insurance plans that suit your needs. We hope to provide you with information that guides your decision. #insurance #LifeInsurance #autoinsurance #disabilityinsurance #HealthInsurance #insuranceagent #lifeinsuranceagent #bilingual #familyowned #familyownedbusiness #insursnceagency ... See MoreSee Less
View on Facebook
𝙒𝙝𝙖𝙩 𝙞𝙨 𝙥𝙚𝙧𝙨𝙤𝙣𝙖𝙡 𝙖𝙪𝙩𝙤 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚?Personal automobile insurance covers private passenger vehicles. It provides protection against economic loss to an insured from bodily injury or property damage to others (liability) arising from the operation, maintenance, or use of a covered automobile.#autoinsurance #insurance #insuranceagent #insulinresistance #insuranceagent #insurancebroker ... See MoreSee Less
View on Facebook
𝐀𝐥𝐥 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐨𝐩𝐭𝐢𝐨𝐧𝐬 𝐢𝐧 𝐨𝐧𝐞 𝐩𝐥𝐚𝐜𝐞!𝘊𝘭𝘪𝘦𝘯𝘵 𝘊𝘢𝘳𝘦 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘪𝘴 𝘩𝘦𝘳𝘦 𝘵𝘰 𝘪𝘥𝘦𝘯𝘵𝘪𝘧𝘺 𝘺𝘰𝘶𝘳 𝘪𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘯𝘦𝘦𝘥𝘴 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘣𝘦𝘴𝘵 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘱𝘭𝘢𝘯𝘴.#familyowned #bilingual #spanish #English #insurance #insuranceagent #insuranceagency #orlandoinsurance #FloridaInsurance #stcloudfl #stcloud #familyinsurance ... See MoreSee Less
View on Facebook