WHAT IS AFFORDABLE CARE ACT

ObamaCare is the unofficial name for The Patient Protection and Affordable Care Act, a health reform law signed on March 23, 2010, by President Barack Obama. ObamaCare (the Affordable Care Act) is a US healthcare reform law that expands and improves access to care and curbs spending through regulations and taxes.

The Affordable Care Act’s primary focus is on providing more Americans with access to affordable health insurance, improving the quality of health care and health insurance, regulating the health insurance industry, and reducing health care spending in the US.

 

How does AFFORDABLE CARE ACT work?

Enroll in a health plan during open enrollment to avoid the fee and get lower costs and new benefits…

Frequently Asked Questions

Is AFFORDABLE CARE ACT a Health Insurance?
ObamaCare doesn’t create health insurance – it regulates the health insurance industry and helps to increase the quality, affordability, and availability of private insurance.
what happens if I already have a health insurance?
Most people who currently have health insurance can keep it.
When can I obtain my private health insurance?
You can obtain Private Health Insurance during each year’s annual open enrollment period in the Health Insurance Marketplace.
What happen if I don’t obtain coverage and maintain coverage throughout each year?
If you don’t obtain coverage and maintain coverage throughout each year or get an exemption, you must pay a per-month fee on your federal income tax return for every month you are without health insurance.
How long can I go without health insurance?

Due to a coverage gap exemption that applies to all Americans, you can go without insurance for up to 3 months in a row without coverage.

Is there any other exemptions that I can qualify for?
Beyond the coverage gap exemption, there are around 20 other exemptions that you can qualify for. Please contact us for more details about these excemptions.
What happen if I purchase my health insurance by the 15th a month?
Insurance purchased by the 15th of each month will start on the first of the next month.
How much will be my cost?
The cost of your marketplace health insurance works on a sliding scale. Those who make less, pay less.

TYPES OF INSURANCE

Medicare

Medicare is a federal health insurance program that pays for a variety of health care expenses.

Learn More…

Dental Plan

Choose from the largest selection of Dental Plans from brands you know & trust! Outstanding Customer Care. Use Immediately. No Paperwork.

Learn More…

With over 21 years of experience in the insurance industry, we are very proud to help our clients in our community with the right coverage for them.

Call us:

1. 844. 556. 8483

Contact us:

info@clientcareinsurance.com

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